top of page

What's Wrong with a roofer waiving my deductible?

  • eric777896
  • Apr 4, 2022
  • 1 min read

A Consumer Awareness message from NTRCA




#1 It's Against the Law.

In September 2019, Texas passed a law requiring homeowners to pay the full insurance deductible they agreed to when purchasing their policy. This law also makes it illegal for a contractor to pay, waive, absorb, rebate, credit or otherwise decline to charge or collect a deductible.


#2 They have to cut corners to afford it.

There is no way for a reputable contractor to actually "waive" your full deductible. They must make up their loss somewhere, and that usually comes at your expense with sub-standard materials and workmanship!


#3 They are involving you in insurance fraud.

Contractors who are "waiving" your deductible sometimes try to make up for an uncollected deductible by submitting a claim for phantom damage and/or an inflated invoice to the insurance company. You may be charged with a misdemeanor or felony, depending on the amount of the claim, for unknowingly participating in the contractor's illegal scheme.


#4 If they're willing to break the law what else will they do?

If a contractor is willing to defraud your insurance company, they are certainly willing to defraud you with the work they do- or don't do! - on your roof. If their work is not up to code, it could void your roof's warranty and cause serious headaches down the line.








Comments


  • Facebook

Patriot Construction DFW 20245

  • YouTube
IMG_1195.HEIC

Professional, Prompt, Proficient. It shows in our work

Proudly serving the Dallas, Fort Worth and Austin areas!

 

Read More About Us.

 

13025 Harmon Road, Suite 603 Fort Worth, TX, 76177

6275 W Plano Parkway, Suite 500 Plano, TX, 75093

7000 N Mopac Expressway, Suite200-#3230 Austin, TX, 78731

9905 S Pennsylvania Ave, Suite A
Oklahoma City, OK, 75135 
IMG_1321.PNG
  • Facebook
  • YouTube
IMG_4328.jpg
BBB.jpeg

2025 Patriot Construction DFW.               

IMG_1292.png
bottom of page